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  • Guidance: changes to statement narratives on Commercial Banking Online

    Some of the descriptions and transaction codes shown in the narrative of your statements will change on Commercial Banking Online.

    Transaction codes show the type of payment. They will be easier to understand and give greater detail about the transaction on Commercial Banking Online.

    If you manually reconcile payments using narratives or transaction codes on your existing banking channel you may need to review the changes to ensure you can recognise transactions correctly on Commercial Banking Online.

    If you automatically reconcile payments using transaction codes or narratives on your existing banking channel you may need to make changes to your systems to incorporate the new codes and narratives on Commercial Banking Online. We are in the process of making further changes to the exportable content of transaction codes and will update this page when this has been completed. At present please do not make any changes to your system based on the existing content.

    Changes to exporting statement narratives

    LloydsLink Online

    BAI

    The statement narratives (transaction descriptions) on Commercial Banking Online will be different to LloydsLink Online. As a result, some of the transaction type codes and transaction narratives on the data you download from Commercial Banking Online will have changed. This means you may need to make changes to your reconciliation arrangements or back office systems to accommodate this.

    The below section looks to provide a summary table to illustrate the 'As is' and 'To be' narratives and explain what has changed.

    BAI File Format

    The Bank Administration Institute file format is a single line. The main changes are to the Individual Transaction record (fields 2 and 7), although changes do impact the file header, group header and account header tables and these are summarised below.

    BAI LOLI Comp 1

    BAI Statement Examples

    BAI LOLI Comp 2BAI LOLI Comp 3BAI LOLI Comp 4BAI LOLI Comp 5BAI LOLI Comp 6

    Click here to view an example test file

    01,00000000,000000000,170125,1232,78113,,,2/
    02,,000000000,1,170119,1232,USD,2/
    03,301763-10918360,GBP,015,1133,,Z,045,583,,Z,972,583,,Z,974,1133,,Z,990,550,,Z/
    16,169,110,Z,,ANDY,F/FLOW ANDY      
    88,TRNID=00000000022-4
    88,TRNIDDATE=20170119
    88,ADVREF=301763109183601701900110ANDY
    16,174,125,Z,,,ANDY             
    88,TRNID=00000000022-1
    88,TRNIDDATE=20170119
    16,201,600,Z,,,DEPOSIT POINT    
    88,TRNID=00000000023-4
    88,TRNIDDATE=20170119
    16,201,430,Z,,,CHINGFORD        
    88,TRNID=00000000022-23
    88,TRNIDDATE=20170119
    16,241,142,Z,,A DIXON,A DIXON          
    88,INVOICE          
    88,TRNID=00000000022-8
    88,TRNIDDATE=20170119
    16,241,132,Z,,TEST 020788,TEST 020788      
    88,FR 10918768 301763
    88,TRNID=00000000022-14
    88,TRNIDDATE=20170119
    16,241,158,Z,,A DIXON,A DIXON          
    88,MEMBERSHIP       
    88,TRNID=00000000022-6
    88,TRNIDDATE=20170119
    16,466,298,Z,,ANDY TEST,1000394886       
    88,ANDY TEST        
    88,TRNID=00000000022-3
    88,TRNIDDATE=20170119
    16,548,158,Z,300000000253124371,INVOICE 123456,ANDY DIXON       
    88,300000000253124371
    88,INVOICE 123456   
    88,301215     10    
    88,19JAN17 09:32    
    88,TRNID=00000000022-19
    88,TRNIDDATE=20170119
    88,ADVREF=3000000002531243711017019GBP301763D
    16,566,123,Z,,TEST 310165,TEST 310165      
    88,TO 10918768 301763
    88,TRNID=00000000022-12
    88,TRNIDDATE=20170119
    16,699,166,Z,FT179166062501,,FT179166062501   
    88,FOREIGN USD      
    88,2.00 AT 1.2074   
    88,TRNID=00000000023-3
    88,TRNIDDATE=20170119
    88,ADVREF=FT179166062501  GBP10918360
    16,699,177,Z,FT179164953501,,FT179164953501   
    88,FOREIGN EUR      
    88,2.00 AT 1.1323   
    88,TRNID=00000000022-22
    88,TRNIDDATE=20170119
    88,ADVREF=FT179164953501  GBP10918360
    16,962,142,Z,1000403389,ANDY,ANDY        F/FLOW
    88,1000403389       
    88,TRNID=00000000022-10
    88,TRNIDDATE=20170119
    88,ADVREF=1000403389
    49,6743,60/
    03,301763-10918768,GBP,015,899,,Z,045,899,,Z,972,899,,Z,974,899,,Z,990,0,,Z/
    16,241,123,Z,,TEST 310165,TEST 310165      
    88,FR 10918360 301763
    88,TRNID=00000000018-13
    88,TRNIDDATE=20170119
    16,566,132,Z,,TEST 020788,TEST 020788      
    88,TO 10918360 301763
    88,TRNID=00000000018-15
    88,TRNIDDATE=20170119
    49,3851,10/
    98,10594,2,72/
    99,10594,1,74/

    Corporate Online

    BAI

    The statement narratives (transaction descriptions) on Commercial Banking Online will be different to Corporate Online. As a result, many of the transaction types and transaction codes on the data you download from Commercial Banking Online will have changed. This means you may need to make changes to your reconciliation arrangements or back office systems to accommodate this.

    Commercial Banking Online does allow for the downloaded BAI file to include multiple accounts. This is a configuration option you can apply when you create the BAI export. The below section looks to provide a summary table to illustrate the 'As is' and 'To be' narratives and explain what has changed.

    BAI File Format

    The Bank Administration Institute file format is a single line. The main changes are to the Individual Transaction record (fields 2 and 7), although changes do impact the file header, group header and account header tables and these are summarised below.

    BAI COL Comp 1

    BAI Statement Examples

    BAI COL Comp 2BAI COL Comp 3BAI COL Comp 4BAI COL Comp 5BAI COL Comp 6

    Click here to view an example test file

    01,00000000,000000000,170125,1232,78113,,,2/
    02,,000000000,1,170119,1232,USD,2/
    03,301763-10918360,GBP,015,1133,,Z,045,583,,Z,972,583,,Z,974,1133,,Z,990,550,,Z/
    16,169,110,Z,,ANDY,F/FLOW ANDY      
    88,TRNID=00000000022-4
    88,TRNIDDATE=20170119
    88,ADVREF=301763109183601701900110ANDY
    16,174,125,Z,,,ANDY             
    88,TRNID=00000000022-1
    88,TRNIDDATE=20170119
    16,201,600,Z,,,DEPOSIT POINT    
    88,TRNID=00000000023-4
    88,TRNIDDATE=20170119
    16,201,430,Z,,,CHINGFORD        
    88,TRNID=00000000022-23
    88,TRNIDDATE=20170119
    16,241,142,Z,,A DIXON,A DIXON          
    88,INVOICE          
    88,TRNID=00000000022-8
    88,TRNIDDATE=20170119
    16,241,132,Z,,TEST 020788,TEST 020788      
    88,FR 10918768 301763
    88,TRNID=00000000022-14
    88,TRNIDDATE=20170119
    16,241,158,Z,,A DIXON,A DIXON          
    88,MEMBERSHIP       
    88,TRNID=00000000022-6
    88,TRNIDDATE=20170119
    16,466,298,Z,,ANDY TEST,1000394886       
    88,ANDY TEST        
    88,TRNID=00000000022-3
    88,TRNIDDATE=20170119
    16,548,158,Z,300000000253124371,INVOICE 123456,ANDY DIXON       
    88,300000000253124371
    88,INVOICE 123456   
    88,301215     10    
    88,19JAN17 09:32    
    88,TRNID=00000000022-19
    88,TRNIDDATE=20170119
    88,ADVREF=3000000002531243711017019GBP301763D
    16,566,123,Z,,TEST 310165,TEST 310165      
    88,TO 10918768 301763
    88,TRNID=00000000022-12
    88,TRNIDDATE=20170119
    16,699,166,Z,FT179166062501,,FT179166062501   
    88,FOREIGN USD      
    88,2.00 AT 1.2074   
    88,TRNID=00000000023-3
    88,TRNIDDATE=20170119
    88,ADVREF=FT179166062501  GBP10918360
    16,699,177,Z,FT179164953501,,FT179164953501   
    88,FOREIGN EUR      
    88,2.00 AT 1.1323   
    88,TRNID=00000000022-22
    88,TRNIDDATE=20170119
    88,ADVREF=FT179164953501  GBP10918360
    16,962,142,Z,1000403389,ANDY,ANDY        F/FLOW
    88,1000403389       
    88,TRNID=00000000022-10
    88,TRNIDDATE=20170119
    88,ADVREF=1000403389
    49,6743,60/
    03,301763-10918768,GBP,015,899,,Z,045,899,,Z,972,899,,Z,974,899,,Z,990,0,,Z/
    16,241,123,Z,,TEST 310165,TEST 310165      
    88,FR 10918360 301763
    88,TRNID=00000000018-13
    88,TRNIDDATE=20170119
    16,566,132,Z,,TEST 020788,TEST 020788      
    88,TO 10918360 301763
    88,TRNID=00000000018-15
    88,TRNIDDATE=20170119
    49,3851,10/
    98,10594,2,72/
    99,10594,1,74/

    Changes to Faster Payments narratives

    LloydsLink Online

    Debit narratives

    The ‘FPO’ reference on line one of the transaction narrative will no longer be used in Commercial Banking Online. All other narrative fields have remained the same.

    LloydsLink online Faster Payments debit narrative  

    LloydsLink online Faster Payments debit narrative

    Commercial Banking Online Faster Payments debit narrative  

    Commercial Banking Online Faster Payments debit narrative



    The transaction code for Faster Payments will change from ‘DR’ to ‘FASTER PAYMENT’.

    LloydsLink online Faster Payments debit transaction code  

    LloydsLink online Faster Payments debit transaction code

    Commercial Banking Online Faster Payments debit transaction code  

    Commercial Banking Online Faster Payments debit transaction code

    Credit narratives

    The ‘FPI’ reference on line one of the transaction narrative will no longer be used in Commercial Banking Online. All other narrative fields have remained the same.

    LloydsLink online credit narrative  

    LloydsLink online credit narrative

    Commercial Banking Online credit narrative  

    Commercial Banking Online credit narrative



    The transaction code for Faster Payments will change from ‘CR’ to ‘FASTER PAYMENT’.

    LloydsLink online Faster Payments credit transaction code  

    LloydsLink online Faster Payments credit transaction code

    Commercial Banking Online Faster Payments credit transaction code  

    Commercial Banking Online Faster Payments credit transaction code

    Corporate Online

    Debit narratives

    The ‘FPO’ reference on line one of the transaction narrative will no longer be used in Commercial Banking Online. All other narrative fields have remained the same.

    Corporate Online Faster Payments debit narrative  

    Corporate Online Faster Payments debit narrative

    Commercial Banking Online Faster Payments debit narrative  

    Commercial Banking Online Faster Payments debit narrative



    The transaction code for Faster Payments will change from ‘DBT’ to ‘FASTER PAYMENT’.

    Corporate Online Faster Payments debit transaction code  

    Corporate Online Faster Payments debit transaction code

    Commercial Banking Online Faster Payments debit transaction code  

    Commercial Banking Online Faster Payments debit transaction code

    Credit narratives

    The ‘FPI’ reference on line one of the transaction narrative will no longer be used in Commercial Banking Online.
    All other narrative fields have remained the same.

    Corporate Online Faster Payments credit narrative  

    Corporate Online Faster Payments credit narrative

    Commercial Banking Online Faster Payments credit narrative  

    Commercial Banking Online Faster Payments credit narrative



    The transaction code for Faster Payments will change from ‘CDT’ to ‘FASTER PAYMENT’.

    Corporate Online Faster Payments credit transaction code  

    Corporate Online Faster Payments credit transaction code

    Commercial Banking Online Faster Payments credit transaction code  

    Commercial Banking Online Faster Payments credit transaction code

    Changes to Standing Order narratives

    LloydsLink Online

    Debit narratives

    The ‘SO’ reference on line one of the transaction narrative will no longer be used in Commercial Banking Online.
    All other narrative fields have remained the same.

    LloydsLink online Standing Order debit narrative  

    LloydsLink Standing Order debit narrative

    Commercial Banking Standing Order debit narrative  

    Commercial Banking Standing Order debit narrative



    The transaction code for Standing Orders will change from ‘S/O’ to ‘STANDING ORDER’.

    LloydsLink online Standing Order debit transaction code  

    LloydsLink Standing Order debit transaction code

    Commercial Banking Online Standing Order debit transaction code  

    Commercial Banking Online Standing Order debit transaction code

    Credit transactions

    The ‘SO’ reference on line one of the transaction narrative will no longer be used in Commercial Banking Online. All other narrative fields have remained the same.

    LloydsLink online Standing Order credit transaction narrative  

    LloydsLink Standing Order credit transaction

    Commercial Banking Standing Order credit transaction narrative  

    Commercial Banking Online Standing Order credit transaction



    The transaction code for Standing Orders will change from ‘S/O’ to ‘STANDING ORDER’.

    LloydsLink online Standing Order credit transaction code  

    LloydsLink Standing Order credit transaction code

    Commercial Banking Online Standing Order credit transaction code  

    Commercial Banking Online Standing Order credit transaction code

    Credit transactions

    The ‘SO’ reference on line one of the transaction narrative will no longer be used in Commercial Banking Online. All other narrative fields have remained the same.

    LloydsLink online Standing Order credit narrative  

    LloydsLink Standing Order credit transaction

    Commercial Banking Online Standing Order credit narrative  

    Commercial Banking Online Standing Order credit narrative lloydslink



    The transaction code for Standing Orders will change from ‘S/O’ to ‘STANDING ORDER’.

    LloydsLink online Standing Order credit transaction code  

    LloydsLink Standing Order credit transaction code

    Commercial Banking Online Standing Order credit transaction code  

    Commercial Banking Online Standing Order credit transaction code

    Corporate Online

    Debit narratives

    The ‘SO’ reference on line one of the transaction narrative will no longer be used in Commercial Banking Online.
    All other narrative fields have remained the same.

    Corporate Online Standing Order debit narrative  

    LloydsLink Standing Order debit narrative

    Commercial Banking Online Standing Order debit narrative  

    Commercial Banking Standing Order debit narrative



    The transaction code for Standing Orders will change from ‘S/O’ to ‘STANDING ORDER’.

    Corporate Online Standing Order debit transaction code  

    LloydsLink Standing Order debit transaction code

    Commercial Banking Online Standing Order debit transaction code  

    Commercial Banking Online Standing Order debit transaction code

    Credit narratives

    The ‘FPI’ reference on line one of the transaction narrative will no longer be used in Commercial Banking Online. All other narrative fields have remained the same.

    Corporate Online Standing Order credit narrative  

    LloydsLink Standing Order credit narrative

    Commercial Banking Online Standing Order credit narrative  

    Commercial Banking Online Standing Order credit narrative



    The transaction code for Standing Orders will change from ‘CDT’ to ‘FASTER PAYMENT’.

    Corporate Online Standing Order credit transaction code  

    Corporate Online Standing Order credit transaction code

    Commercial Banking Online Standing Order credit transaction code  

    Commercial Banking Online Standing Order credit transaction code

    Credit transactions

    The ‘SO’ reference on line one of the transaction narrative will no longer be used in Commercial Banking Online. All other narrative fields have remained the same.

    Corporate Online Standing Order credit transaction narrative  

    LloydsLink Standing Order credit transaction

    Commercial Banking Standing Order credit transaction narrative  

    Commercial Banking Standing Order credit transaction narrative



    The transaction code for Standing Orders will change from ‘S/O’ to ‘STANDING ORDER’.

    Corporate Online Standing Order credit transaction code  

    LloydsLink Standing Order credit transaction code

    Commercial Banking Online Standing Order credit transaction code  

    Commercial Banking Online Standing Order credit transaction code

    Changes to card / branch transactions

    LloydsLink Online

    ATM withdrawal

    The transaction code for ATM withdrawals will change from ‘DR’ to ‘ATM WITHDRAWAL’.

    LloydsLink online ATM withdrawal transaction code  

    LloydsLink ATM withdrawal transaction code

    Commercial Banking Online ATM withdrawal transaction code  

    Commercial Banking Online ATM withdrawal transaction code

    Debit card payment

    The transaction code for debit card payments will change from ‘DR’ to ‘CARD TRANSACTION’.

    LloydsLink online debit card payments transaction code  

    LloydsLink debit card payments transaction code

    Commercial Banking Online debit card payments transaction code  

    Commercial Banking Online debit card payments transaction code

    Corporate Online

    ATM withdrawal

    The transaction code for ATM withdrawals will change from ‘DBT’ to ‘ATM WITHDRAWAL’.

    Corporate Online ATM withdrawal transaction code  

    Corporate Online ATM withdrawal transaction code

    Commercial Banking Online ATM withdrawal transaction code  

    Commercial Banking Online ATM withdrawal transaction code

    Debit card payment

    The transaction code for debit card payments will change from ‘DBT’ to ‘CARD TRANSACTION’.

    Corporate Online debit card payments transaction code  

    Corporate Online card payments transaction code

    Commercial Banking Online debit card payments transaction code  

    Commercial Banking Online debit card payments transaction code

    Changes to CHAPS narratives

    LloydsLink Online

    Debit narratives

    The ‘TFR’ and ‘Remitter Reference’ in the transaction narrative will no longer be used. A unique auto-generated reference will be shown in Commercial Banking Online. All other narrative fields have remained the same.

    LloydsLink online CHAPS debit transaction narrative  

    LloydsLink CHAPS debit transaction narrative

    Commercial Banking Online CHAPS debit narrative  

    Commercial Banking Online CHAPS debit narrative



    The transaction code for CHAPS debits will change from ‘F/FLOW’ to ‘CHAPS PAYMENT.

    LloydsLink online CHAPS debit transaction code  

    LloydsLink CHAPS debit transaction code

    Commercial Banking Online CHAPS debit transaction code  

    Commercial Banking Online CHAPS debit transaction code

    Credit narratives

    The ‘TFR’ reference on line one of the transaction will no longer be used. All other narrative fields have remained the same.

    LloydsLink online CHAPS credit transaction narrative  

    LloydsLink CHAPS credit transaction narrative

    Commercial Banking Online CHAPS credit narrative  

    Commercial Banking Online CHAPS credit narrative



    The transaction code for CHAPS credits will change from ‘F/FLOW’ to ‘CHAPS or INTERNATIONAL’.

    LloydsLink online CHAPS credit transaction code  

    LloydsLink CHAPS credit transaction code

    Commercial Banking Online CHAPS credit transaction code  

    Commercial Banking Online CHAPS credit transaction code

    Corporate Online

    Debit narratives

    The ‘TFR’ and ‘Remitter Reference’ in the transaction narrative will no longer be used. A unique auto-generated reference will be shown in Commercial Banking Online. All other narrative fields have remained the same.

    Corporate Online CHAPS debit transaction narrative  

    LloydsLink CHAPS debit transaction narrative

    Commercial Banking Online CHAPS debit narrative  

    Commercial Banking Online CHAPS debit narrative



    The transaction code for CHAPS debits will change from ‘DBT’ to ‘CHAPS PAYMENT.

    Corporate Online CHAPS debit transaction code  

    LloydsLink CHAPS debit transaction code

    Commercial Banking Online CHAPS debit transaction code  

    Commercial Banking Online CHAPS debit transaction code

    Credit narratives

    The ‘TFR’ reference on line one of the transaction will no longer be used. All other narrative fields have remained the same.

    Corporate Online CHAPS credit transaction narrative  

    LloydsLink CHAPS credit transaction narrative

    Commercial Banking Online CHAPS credit narrative  

    Commercial Banking Online CHAPS credit narrative



    The transaction code for CHAPS credits will change from ‘CDT’ to ‘CHAPS or INTERNATIONAL’.

    Corporate Online CHAPS credit transaction code  

    LloydsLink CHAPS credit transaction code

    Commercial Banking Online CHAPS credit transaction code  

    Commercial Banking Online CHAPS credit transaction code

    Changes to Bacs Single narratives

    LloydsLink Online

    Bacs Single Debit narratives

    The ‘DD’ reference on line one of the narrative will no longer be used. The Remitter Reference on line two has been reduced from 18 to 16 characters.

    LloydsLink online Bacs Single debit transaction narrative  

    LloydsLink Bacs Single debit transaction narrative

    Commercial Banking Online Bacs Single debit transaction narrative  

    Commercial Banking Online Bacs Single debit transaction narrative



    The transaction code for Bacs Single debits will change from ‘D/D’ to ‘DIRECT DEBIT or BACS PAYMENT’.

    LloydsLink online Bacs Single credit transaction code  

    LloydsLink Bacs Single debit transaction code

    Commercial Banking Online Bacs Single debit transaction code  

    Commercial Banking Online Bacs Single debit transaction code

    Credit narratives

    The transaction code for Bacs Single credits will change from ‘BGC’ to ‘BACS PAYMENT’.

    LloydsLink online Bacs Single credit transaction code  

    LloydsLink Bacs Single credit transaction code

    Commercial Banking Online Bacs Single credit transaction code  

    Commercial Banking Online Bacs Single credit transaction code

    Corporate Online

    Bacs Single debit narratives

    The ‘DD’ reference on line one of the narrative will no longer be used. The Remitter Reference on line two has been reduced from 18 to 16 characters.

    Corporate Online Bacs Single debit transaction narrative  

    LloydsLink Bacs Single debit transaction narrative

    Commercial Banking Online Bacs Single debit transaction narrative  

    Commercial Banking Online Bacs Single debit transaction narrative



    The transaction code for Bacs Single debits will change from ‘DBT’ to ‘DIRECT DEBIT or BACS PAYMENT’.

    Corporate Online Bacs Single credit transaction code  

    LloydsLink Bacs Single debit transaction code

    Commercial Banking Online Bacs Single debit transaction code  

    Commercial Banking Online Bacs Single debit transaction code

    Credit narratives

    The transaction code for Bacs Single credits will change from ‘CDT’ to ‘BACS PAYMENT’.

    Corporate Online Bacs Single credit transaction code  

    LloydsLink Bacs Single credit transaction code

    Commercial Banking Online Bacs Single credit transaction code  

    Commercial Banking Online Bacs Single credit transaction code

    Changes to Bacs Multiple narratives

    LloydsLink Online

    Bacs Multiple debit narratives

    The ‘DD’ reference on line one of the narrative will no longer be used. The Remitter Reference on line two has been reduced from 18 to 16 characters.

    LloydsLink online Bacs Multiple debit transaction narrative  

    LloydsLink Bacs Multiple debit transaction narrative

    Commercial Banking Online Bacs Multiple debit transaction narrative  

    Commercial Banking Online Bacs Multiple debit transaction narrative



    The transaction code for Bacs Multiple debits will change from ‘D/D’ to ‘DIRECT DEBIT or BACS PAYMENT’.

    LloydsLink online Bacs Multiple debit transaction code  

    LloydsLink Bacs Multiple debit transaction code

    Commercial Banking Online Bacs Multiple debit transaction code  

    Commercial Banking Online Bacs Multiple debit transaction code

    Corporate Online

    Bacs Multiple debit narratives

    The ‘DD’ reference on line one of the narrative will no longer be used. The Remitter Reference on line two has been reduced from 18 to 16 characters.

    Corporate Online Bacs Multiple debit transaction narrative  

    Corporate Online Bacs Multiple debit transaction narrative

    Commercial Banking Online Bacs Multiple debit transaction narrative  

    Commercial Banking Online Bacs Multiple debit transaction narrative



    The transaction code for Bacs Multiple debits will change from ‘DBT’ to ‘DIRECT DEBIT or BACS PAYMENT’.

    Corporate Online Bacs Multiple debit transaction code  

    LloydsLink Bacs Multiple debit transaction code

    Commercial Banking Online Bacs Multiple debit transaction code  

    Commercial Banking Online Bacs Multiple debit transaction code

    Changes to Bank Giro Credit narratives

    LloydsLink Online

    Bank Giro Credits

    The transaction code for Bank Giro Credits will change from ‘CR’ to ‘COUNTER DEPOST’.

    LloydsLink online Bank Giro Credit transaction code  

    LloydsLink Bank Giro Credit transaction code

    Commercial Banking Online Bank Giro Credit transaction code  

    Commercial Banking Online Bank Giro Credit transaction code

    Branch withdrawals

    The transaction code for branch withdrawals will change from ‘DR’ to ‘COUNTER WITHDRAWAL’.

    LloydsLink online branch withdrawal transaction code  

    LloydsLink branch withdrawal transaction code

    Commercial Banking Online branch withdrawal transaction code  

    Commercial Banking Online branch withdrawal transaction code

    Corporate Online

    Bank Giro Credits

    The transaction code for Bank Giro Credits will change from ‘CDT’ to ‘COUNTER DEPOST’.

    Corporate Online Bank Giro Credit transaction code  

    LloydsLink Bank Giro Credit transaction code

    Commercial Banking Online Bank Giro Credit transaction code  

    Commercial Banking Online Bank Giro Credit transaction code

    Branch withdrawals

    The transaction code for branch withdrawals will change from ‘DBT’ to ‘COUNTER WITHDRAWAL’.

    Corporate Online branch withdrawal transaction code  

    LloydsLink branch withdrawal transaction code

    Commercial Banking Online branch withdrawal transaction code  

    Commercial Banking Online branch withdrawal transaction code

    Changes to charges narratives

    LloydsLink Online

    Charges

    The transaction code for Charges will change from ‘DR’ to ‘MISCELLANEOUS’.

    LloydsLink online charges transaction code  

    LloydsLink charges transaction code

    Commercial Banking Online charges transaction code  

    Commercial Banking Online charges transaction code

    Refund of charges

    The transaction code for refund of charges will change from ‘CHGS’ to ‘MISCELLANEOUS’.

    LloydsLink online refund of charges transaction code  

    LloydsLink refund of charges transaction code

    Commercial Banking Online refund of charges transaction code  

    Commercial Banking Online refund of charges transaction code

    Credit interest

    The transaction code for credit interest will change from ‘CR’ to ‘INTEREST GROSS’.

    LloydsLink online credit interest transaction code  

    LloydsLink credit interest transaction code

    Commercial Banking Online credit interest transaction code  

    Commercial Banking Online credit interest transaction code

    Debit interest

    The transaction code for debit interest will change from ‘INT’ to ‘OVERDRAFT INTEREST CHARGES’.

    LloydsLink online debit interest transaction code  

    LloydsLink debit interest transaction code

    Commercial Banking Online debit interest transaction code  

    Commercial Banking Online debit interest transaction code

    Corporate Online

    Charges

    The transaction code for charges will change from ‘DBT’ to ‘MISCELLANEOUS’.

    Corporate Online charges transaction code  

    LloydsLink charges transaction code

    Commercial Banking Online charges transaction code  

    Commercial Banking Online charges transaction code

    Refund of charges

    The transaction code for refund of charges will change from ‘CR’ to ‘MISCELLANEOUS’.

    Corporate Online refund of charges transaction code  

    LloydsLink refund of charges transaction code

    Commercial Banking Online refund of charges transaction code  

    Commercial Banking Online refund of charges transaction code

    Credit interest

    The transaction code for credit interest will change from ‘CDT’ to ‘INTEREST GROSS’.

    Corporate Online credit interest transaction code  

    LloydsLink credit interest transaction code

    Commercial Banking Online credit interest transaction code  

    Commercial Banking Online credit interest transaction code

    Debit interest

    The transaction code for debit interest has changed from ‘IND’ to ‘OVERDRAFT INTEREST CHARGES’.

    Corporate Online debit interest transaction code  

    Corporate Online debit interest transaction code

    Commercial Banking Online debit interest transaction code  

    Commercial Banking Online debit interest transaction code

Important legal information

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service. Please note that any data sent via e-mail is not secure and may be read by others.

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Lloyds Banking Group includes companies using brands including Lloyds Bank, Halifax and Bank of Scotland and their associated companies. More information on Lloyds Banking Group can be found at www.lloydsbankinggroup.com

While all reasonable care has been taken to ensure that the information provided is correct, no liability is accepted by Lloyds Bank for any loss or damage caused to any person relying on any statement or omission. This is for information only and should not be relied upon as offering advice for any set of circumstances. Specific advice should always be sought in each instance.