• Which online channel is best for my business?

    Lloyds Bank offers a range of online services to meet your needs. The main online platforms are:

    • Online for Business: Make payments, view and export transactions, apply for products with the internet banking platform made for small to medium sized businesses
    • Commercial Banking Online: access your cash management and payment products from a single entry point, including currency accounts. Set up alerts, import payment files, with full administrative oversight available for your business.

    Compare the key features of the two online services below.


    Features Commercial Banking Online Online for Business
    Tailored User access (Delegate Users) Green Tick
    Set different roles, permissions and limits for users
    Green Tick
    Set full or view only access for each of your users based on their role and what your business needs
    Dual administration Green Tick Red Cross
    Multiple payment approvals Green Tick 2 or 3 Users can be set up to authorise payments
    View both sterling and currency accounts Green Tick Red Cross
    Make Bacs & Bacs Multiple Payments Green Tick Green Tick
    Up to 25 payments can be in a Bacs Multiple file
    Bacs payment limit is £99,999
    Make International payments Green Tick Green Tick
    From sterling accounts only
    Make cross-currency inter account transfers Green Tick Red Cross
    Make CHAPS payments Green Tick Red Cross
    Make Faster payments Green Tick
    Faster Payment limit is £100k

    A charge will apply
    Green Tick
    Faster Payment limit is £25k

    Free of charge
    Access to third party bank accounts Green Tick Red Cross
    Import Payments Green Tick Red Cross
    Export transaction data Green Tick Green Tick
    Security Log on and authenticate with card reader Log on and authenticate with card reader
    Monthly Charges Green Tick
    Click here to view tariffs
    Red Cross
    Mobile Banking App Coming soon Green Tick
    Apply for an overdraft Red Cross Green Tick
    Online application limit is £25k
    Apply for a loan Red Cross Green Tick
    Online application limit is £10k
    View Credit and Charge cards Red Cross Green Tick
      Find out more about Commercial Banking Online Find out more about Online for Business

Lloyds Bank plc. Registered office: 25 Gresham Street, London, EC2V 7HN. Registered in England and Wales no. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Authorisation can be checked on the Financial Services Register at www.fca.org.uk under the Firm Registration Number 119278.

We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk. Lloyds Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service. (Please note that due to the schemes’ eligibility criteria not all Lloyds Bank business customers will be covered by these schemes.)