Digital KnowHow

Online banking

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Banking onlineSignificantly reduce the time and resource it takes to manage your company's finances by switching to online banking. With safe, accessible and automated services, you can spend more time meeting targets and less time bookkeeping.

  • The benefits
  • How to do it
  • Useful links

The benefits

Access your accounts 24/7

Access your banking information and execute many transactions at any time by setting up an online banking account.

Manage your finances more efficiently

Organise your financial activity easily with an online bank account that allows you to:

  • Delegate authority - Set different levels of online access for each of your Internet banking users, depending on their role and your business requirements.
  • Control online payments - Set a user's payment limit for each transaction or choose between 2 or 3 people to authorise all online payments.
  • Make bulk payments/multiple payments - Make up to 25 payments online at any one time.
  • Make international payments - Make international payments to overseas staff or suppliers.
  • Arrange automated recurring payments - Set up new standing orders and easily manage your existing standing orders and direct debits.
  • Transfer money - Make immediate transfers between your own accounts (business, personal, savings, credit, etc.)


Bank securely

Today, online banking website operate in a very safe environment by using the latest online security measures to protect your money, company information and privacy. Choose a bank that promises to protect your funds, such as the online and mobile banking guarantee from Lloyds Bank.

How to do it

Register for online business banking

Find a business banking account that best suits your organisation. Research the different accounts available and select one that matches your requirements. For example, if you're starting a new business, a 'Business Account for Start-Ups' may be the best choice. Or, if you are a non-profit organisation, a 'Club, Charity or Society Account' may make the most sense.  

Sign into your accounts securely

Your financial data is protected by your bank's secure login procedure. To access your account information, you will need to follow security checks such as using a secure card reader, entering your PIN code and answering unique security questions.

Add multiple users to your account

Allow multiple members of staff to access your company bank account securely. You can control their level of access, set maximum payment amounts and ensure certain payments receive authorisation before going through. With regulated access, you can save time by delegating your banking and accounting responsibilities while maintaining privacy.

Monitor your ongoing financial activity

Use your online banking account to monitor your financial activity:

  • Access your bank statements by week, month or as annual summaries.
  • Search transactions to locate a specific incoming or outgoing payment.
  • Download transactions so you can save them on your computer or printing a paper copy of your incoming and outgoing activity.
  • Receive text alerts with your weekly balance, or to let you know when your account reaches a particular high or low balance.

Manage outgoing payments

Use your online banking account to organise your outgoing payments. You can do the following transactions without having to visit or call a branch:

  • Schedule direct debits and standing orders for all routine payments.
  • Make payments in bulk or to international payees.
  • Transfer funds from your business bank account to your personal or savings accounts.

Accept charitable/non-profit donations securely

Raise funds online by using secure third-party payment processing software, such as Google Wallet and Paypal, or a secure, third-party fundraising software, such as Blackbaud, DonorPerfect and thankQ . Integrate the software with your online banking account to ensure all funds are transferred to a secure place where you can manage them efficiently.

Please note that these are just examples of the types of software available and Lloyds Banking Group does not endorse the services they provide.

Useful links

For further information about banking online, you can visit pages listed below.

Clicking on these links will take you to pages on other websites.


Receiving online payments:  

PCI compliance:  

Online and Mobile Banking advice:

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Important legal information

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service. Please note that any data sent via e-mail is not secure and may be read by others.

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Lloyds Banking Group includes companies using brands including Lloyds Bank, Halifax and Bank of Scotland and their associated companies. More information on Lloyds Banking Group can be found at

While all reasonable care has been taken to ensure that the information provided is correct, no liability is accepted by Lloyds Bank for any loss or damage caused to any person relying on any statement or omission. This is for information only and should not be relied upon as offering advice for any set of circumstances. Specific advice should always be sought in each instance.