• Working Capital Index:
    A unique barometer of working capital pressures on British businesses

    Latest report: all businesses under historic high pressure

    The autumn edition of the Lloyds Bank Working Capital Index shows that the pressures on working capital, originally observed in the spring edition, are now being fully realised. Businesses are now voicing concerns over economic uncertainty, and customer demand with 33 per cent of businesses surveyed citing these as the biggest challenge to working capital over the next 12 months.

    The British economy is in a unique situation with many economists forecasting growth coming from international exports.

    Read the report

    To discuss how we can support your business in making more of its working capital, please speak to your relationship manager, email us at workingcapital@lloydsbanking.com or contact us

    What the latest Working Capital Index tells us

    Working capital is the cash required for the day-to-day running of your business. Understanding the factors that impact your working capital can help you take advantage of new opportunities for growth.

    Discover how one company's focus on working capital led to their continued success.

    Watch video here – Unlocking value in your business


    Good management of working capital, in our experience, by any business brings with it the benefits of being efficient, healthy, flexible and more profitable. Find out more about the impact of effective working capital management on cash flow.

    Shifting gears: 3 ways to improve your cash conversion cycle


    Martin Flint, Director of Working Capital at Lloyds Banking Group, looks at practical ways companies could make a difference to the way they manage working capital.

    Find out more (Thought leadership)

    How can we help you manage the complexities of working capital?


    With mixed economic signals for the coming year and new regulation in the UK, what are you doing to optimise your business?

    Speak to your Lloyds Bank relationship manager to organise a deep dive into your working capital processes to reveal the hidden opportunities.

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Lloyds Banking Group includes companies using brands including Lloyds Bank, Halifax and Bank of Scotland and their associated companies. More information on Lloyds Banking Group can be found at www.lloydsbankinggroup.com