• Working Capital Management: unlocking the value in your business.

    Working capital is the cash required for the day-to-day running of your business. Understanding the factors that impact your working capital can help you take advantage of new opportunities for growth.

    Discover how one company's focus on working capital led to their continued success .

    Watch video here – Unlocking value in your business


    Good management of working capital, in our experience, by any business brings with it the benefits of being efficient, healthy, flexible and more profitable. Find out more about the impact of effective working capital management on cash flow.

    Watch video here

    Identifying the pressures of working capital

    The Working Capital Index is a unique barometer that highlights the main drivers, pressures and challenges on working capital in Britain. It provides you with insight to help unlock more value for your business.

    Having the financial flexibility and know-how to exploit new opportunities means taking a long-term, holistic view of working capital. Download the report now and take your next steps towards an action plan for growth.

    Get the report

    What the latest Working Capital Index tells us


    Find out more about the outcomes of the Working Capital Index. Watch our video 'Working Capital Index: Insight to help unlock your business value'




    Regional views

    We have produced a snapshot of the pressures on working capital for the following areas:

    Shifting gears: 3 ways to improve your cash conversion cycle


    Martin Flint, Director of Working Capital at Lloyds Banking Group, looks at practical ways companies could make a difference to the way they manage working capital.

    Find out more (Thought leadership)

    How can we help you manage the complexities of working capital?


    With mixed economic signals for the coming year and new regulation in the UK, what are you doing to optimise your business?

    Speak to your Lloyds Bank relationship manager to organise a deep dive into your working capital processes to reveal the hidden opportunities.

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Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 0207 626 1500.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.

We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all Business customers will be covered.

Lloyds Banking Group includes companies using brands including Lloyds Bank, Halifax and Bank of Scotland and their associated companies. More information on Lloyds Banking Group can be found at www.lloydsbankinggroup.com