• Identifying the pressures on working capital

    The new Lloyds Bank Working Capital Index reveals that British businesses are sitting on £498bn of cash which could be used to help them grow.

    The Working Capital Index is a unique barometer that highlights the main drivers, pressures and challenges on working capital in Britain. It provides you with insight to help unlock more value for your business.

    Get the report

    What the latest Working Capital Index tells us


    Get your hands on the latest insights

    Having the financial flexibility and know-how to exploit new opportunities means taking a long-term, holistic view of working capital. Download the report now and take your next steps towards an action plan for growth.

    Get the report


    Regional views

    We have produced a snapshot of the pressures on working capital for the following areas:

    Shifting gears: 3 ways to improve your cash conversion cycle


    Martin Flint, Director of Working Capital at Lloyds Banking Group, looks at practical ways companies could make a difference to the way they manage working capital.

    Find out more (Thought leadership)

    How can we help you manage the complexities of working capital?


    With mixed economic signals for the coming year and new regulation in the UK, what are you doing to optimise your business?

    Speak to your Lloyds Bank relationship manager to organise a deep dive into your working capital processes to reveal the hidden opportunities.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 0207 626 1500.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.

We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all Business customers will be covered.