• Guidance: importing Inter-Account Transfer (currency) payments to Commercial Banking Online (CSV file)

    Last updated:  07  December  2015

    Importing Inter-Account Transfer (currency) payments in a CSV file

    Importing inter-account transfer currency payments to Commercial Banking Online will be different to importing payments in your existing online banking channel:

    Corporate Online

    Header Indicator and Trailer Indicator

    Each payment you import will need to contain a header record at the start and a trailer record at the end. The header record will need to include:

    • Header Indicator: H
    • Import date: YYYYMMDD
    • Unique Sequence Number: every payment submitted by a user on the same day must have a different number. Each user can choose which number to enter.

    The Trailer Indicator field must always be ‘T’.

    Comments

    The comments field allows you to add notes about the payment. The field is optional and any text entered will not be shown on Commercial Banking Online.

    This table shows a breakdown of new, changed and removed fields on Commercial Banking Online

    New mandatory fieldsFields have changed position or formatNew optional fields
    Record CodePayment TypeCredit Amount
    Batch NameDebit Account NumberFX Exchange Rate
    SequenceCredit AccountFX Contract ID
    Value DateDebit AmountPayment Details Line 1
    Trailer IndicatorCustomer ReferencePayment Details Line 2
      Payment Details Line 3
      Payment Details Line 4

    New mandatory fields

    These fields are new mandatory fields which must be completed for the imported payment to pass validation.

    Fields have changed position or format

    These fields have changed position and/or format. They are a mixture of mandatory and optional fields. Mandatory fields must be completed for the imported payment to pass validation.

    New optional fields

    These fields are new and are optional.

    Removed fields

    These fields will no longer appear on Commercial Banking Online.

    This table shows the differences between your existing payment import file and the payment import file on Commercial Banking Online

     Corporate OnlineCommercial Banking Online 
    Field namePositionMandatory / optionalField formatPositionMandatory / optionalField formatDescription of the change

    Record Code

    1

    Mandatory

    HEA

    H1

    Mandatory

    H

    New mandatory field

    Batch Name

    n/a

    n/a

    n/a

    H2

    Mandatory

    YYYYMMDD

    New mandatory field

    Sequence

    n/a

    n/a

    n/a

    H3

    Mandatory

    35 characters

    New mandatory field

    Payment Type

    1

    Mandatory

    CUR

    1

    Mandatory

    AT

    Mandatory field must be populated with ‘AT’

    Debit Account Number

    2

    Mandatory

    14 characters

    5

    Mandatory

    34 characters

    Field has changed position and format

    Credit Account

    3

    Mandatory

    14 characters

    9

    Mandatory

    34 characters

    Field has changed position and format

    Debit Amount

    4

    Optional/Mandatory

    N14

    6

    Optional/Mandatory

    N18.2

    Field has changed position and format

    Value Date

    5

    Optional

    DDMMMYY

    2

    Mandatory

    YYYYMMDD

    New mandatory field

    Customer Reference

    6

    Optional

    18 characters

    4

    Optional

    16 characters

    Field has changed position and format

    Credit Amount

    n/a

    n/a

    n/a

    3

    Optional/Mandatory

    N18.2

    New optional field

    FX Exchange Rate

    n/a

    n/a

    n/a

    7

    Optional

    N10

    New optional field

    FX Contract ID

    n/a

    n/a

    n/a

    8

    Optional

    16 characters

    New optional field

    Payment Details Line 1

    n/a

    n/a

    n/a

    10

    Optional

    35 characters

    New optional field

    Payment Details Line 2

    n/a

    n/a

    n/a

    11

    Optional

    35 characters

    New optional field

    Payment Details Line 3

    n/a

    n/a

    n/a

    12

    Optional

    35 characters

    New optional field

    Payment Details Line 4

    n/a

    n/a

    n/a

    13

    Optional

    35 characters

    New optional field

    Trailer Indicator

    n/a

    n/a

    n/a

    T1

    Mandatory

    T

    New mandatory field

    Check your payment import files are compatible with Commercial Banking Online

    We have provided a range of example files that demonstrate what a working payment import file will look like on Commercial Banking Online. You can use these files to compare them with and make changes to your current import files.

    Find out more about using payment import example files on Commercial Banking Online.

    A key to the abbreviations used in the tables above

    Key 
    Position The number shows the field position within the file. Where there are two numeric values, e.g. 3 and 4, this means two fields will be consolidated into one. For example Commercial Banking Online combines the sort code and account number into one field.
    Field Formatn/aNot applicable – this field does not exist
    DDays
    MMonths
    YYears
     N(16.2)   means 16 numeric characters with 2 decimal places  
    25 characters x 5  means five lines of 25 characters  
    'H' or 'T'means Header or Trailer  

Lloyds Bank plc. Registered office: 25 Gresham Street, London, EC2V 7HN. Registered in England and Wales no. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Authorisation can be checked on the Financial Services Register at www.fca.org.uk under the Firm Registration Number 119278.

We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all Business customers will be covered.