• Guidance: how to update international payment templates

    Updating international payment templates

    Please click here to find out how to update a payment template.

    Step by step guide

    Corporate Online

     

    If you want this payment template to be automatically moved to Commercial Banking Online, you may need to make changes to the following:

    1. Debit Account Number
    2. Currency of Amount and Currency To Be Sent
    3. IBAN/Account Number
    4. SWIFT/BIC Code
    5. Pay Remitting Bank Charges/Pay Receiving Bank Charges

    COL Int Payment Template

    Figure 1. Changes to be made to an international template

    Number

    Field name in Corporate Online

    Change to this field in Commercial Banking Online

    Impact

    Action required

    1

    Debit Account

    A mandatory field to contain the sort code and account number of the account that is being debited.

    The debit account must be an open Lloyds Banking Group account.

    The payment template will not move over if the sort code and account number are not populated.

    Ensure the sort code and account number are populated with an open Lloyds Banking Group account.

    2

    Beneficiary Account Name

    A mandatory field that can be up to 35 characters long.

    The payment template will not be moved over if this field is left blank.

    If there are more than 35 characters the name will be automatically shortened.

    Enter a beneficiary name up to 35 characters long.

    3

    Amount

    This is an optional field. The amount can have a maximum of two digits after the decimal point.

    If there are more than two digits after the decimal point, the value will be rounded up to two decimal digits.

    If you require an amount in the template, make sure that it has a maximum of two digits after the decimal point.

    4

    Currency of Amount and Currency To Be Sent

    It is mandatory for one of these fields to be completed with a valid currency (see table below).

     

    Ensure one of these fields is completed with a valid currency (see table below).

    5

    IBAN/Account Number

    SEPA Payments (Single European Payments Area)

    It is mandatory to provide an IBAN for SEPA Payments.

    It is mandatory to provide either an IBAN or Account Number for Non- SEPA payments

    If you enter an IBAN, it must be between 15 and 34 characters, the first two characters must be letters and must correspond to a valid country code that supports IBAN (see table below).

    IBANs cannot contain non-alphanumeric characters.

    If you enter an account number this must be accompanied by a valid SWIFT code of 8 or 11 digits.

    If the beneficiary country is Mexico (position 5-6 of SWIFT BIC is MX), the account number must be exactly 18 characters.

    A beneficiary without a valid IBAN or an account number will not be moved.

    Complete either the account number or IBAN of the beneficiary ensuring that all relevant criteria are met.

    6

    Reference

    This field will be used to complete two separate areas on Commercial Banking Online:

    1. The Debit Account Statement Reference. This will appear on your statement. This field cannot exceed 16 characters.
    2. The Beneficiary Statement Reference, up to 35 characters long.
     

    If the Debit Account Statement Reference is over 16 characters long, it will be automatically shortened in Commercial Banking Online.

    Any changes you make will also be reflected in the Beneficiary Statement Reference field.

    Reduce your Reference to 16 characters or less to avoid having it automatically shortened in the Debit Account Statement Reference field.

    7

    SWIFT Address/BIC Code

    It is mandatory to enter a valid SWIFT address in cases where an IBAN is not completed.

    The field length must be either 8 or 11 characters.

    If a valid IBAN is not completed, the template will only move over if a valid SWIFT address of 8 or 11 characters has been provided.

    Enter a valid SWIFT address of 8 or 11 characters for a beneficiary where an IBAN is not completed.

    8

    Pay Remitting Bank Charges / Pay Receiving Bank Charges

    If you have provided an IBAN for an EEA/EU country and the Currency is a Tradable EU/EEA currency, then you must select at least one of the options to “Pay Remitting Bank Charges” or “Pay Receiving Bank Charges”.

    Both options cannot be blank.

    See table for EU/EEA Currencies.

    The template will not move over to Commercial Banking Online if both these fields are blank.

    If you have provided an EEA/EU IBAN and the Currency is a Tradable EU/EEA currency, select at least one of the options to “Pay Remitting Bank Charges” or “Pay Receiving Bank Charges”.

    EU/EEA Supported Currencies

    Country Code

    Country Name

    EURO Supported

    AT

    Austria

    Y

    BE

    Belgium

    Y

    BG

    Bulgaria

    Y

    HR

    Croatia

    Y

    CY

    Cyprus

    Y

    CZ

    Czech Republic

    Y

    DK

    Denmark

    Y

    EE

    Estonia

    Y

    FI

    Finland

    Y

    FR

    France

    Y

    DE

    Germany

    Y

    GI

    Gibraltar

    Y

    GR

    Greece

    Y

    HU

    Hungary

    Y

    IS

    Iceland

    Y

    IE

    Ireland

    Y

    IT

    Italy

    Y

    LV

    Latvia

    Y

    LI

    Liechtenstein

    Y

    LT

    Lithuania

    Y

    LU

    Luxembourg

    Y

    MT

    Malta

    Y

    MC

    Monaco

    Y

    NL

    Netherlands

    Y

    NO

    Norway

    Y

    PL

    Poland

    Y

    PT

    Portugal

    Y

    RO

    Romania

    Y

    SM

    San Marino

    Y

    SK

    Slovakia

    Y

    SI

    Slovenia

    Y

    ES

    Spain

    Y

    SE

    Sweden

    Y

    CH

    Switzerland

    Y

    GB

    United Kingdom

    Y

    Click here for a list of valid currencies.

    ISO Currency codeISO Currency name
    AED     UAE Dirham  
    AUDAustralian Dollar
    BBDBarbados Dollar
    BHDBahraini Dinar
    CADCanadian Dollar
    CHFSwiss Franc
    CNYYuan Renminbi
    CZKCzech Koruna
    DKKDanish Krone
    EUREuro
    GBPPound Sterling
    HKDHong Kong Dollar
    HUFForint
    ILSNew Israeli Sheqel
    INRIndian Rupee
    JODJordanian Dinar
    JPYYen
    KES  Kenyan Shilling
    KWD  Kuwaiti Dinar
    MAD  Moroccan Dirham  
    MUR  Mauritius Rupee  
    MXNMexican Peso
    NOK  Norwegian Krone  
    NZD  New Zealand Dollar
    OMRRial Omani
    PLNZloty
    QAR  Qatari Riyal
    SAR  Saudi Riyal  
    SEKSwedish Krona
    SGD  Singapore Dollar
    THBBaht
    TND  Tunisian Dinar
    TRYTurkish Lira
    TTDTrinidad and Tobago Dollar
    TZSTanzanian Shilling
    USDUS Dollar
    XCD  East Caribbean Dollar  
    ZAR  Rand

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